Zonal Head , Agri Credit , Bank

  • 12-18 yrs
  • Not Disclosed

Job Description

Client is a well known Bank.Zonal Head , Agri Credit , North , Responsible for Agri Credit cases for the region., Oversee Assessment & underwriting for all working capital products like Cash Credit, ODAP, Bank Guarantee, ILC,FLC, DRUL, EPC (Export packing credit),Term loan, Project Finance etc.., Handling SEG (Small Exposure Group) catering SME customer having turnover greater than 10 Cr+ ., Manage a team of credit professionals across branches in Northern region. , Hands,on experience in managing credit transactions, operations including improving risk management policies; monitoring & controlling mechanisms, procedures & systems to detect transactions outside established parameters. , Tracking performance of portfolio and follow up on high deviation cases, highlighting critical risk zones and securing portfolio with collaterals in high risk cases leading to reduction in delinquencies. , Identify and report all negative events & early warning signals on potential problematic accounts, relationships & signs of stress in client relationships, design strategies to address the stress and take pre,emptive measures to protect portfolio quality. , Presenting credit proposals , Reports to appropriate committee, as and when required. , Review of Quarterly Call Reports and Regular engagement , meeting with clients., Contribute suggestions for process and workflow improvisation. , Manage relationships with internal stakeholders and external clients for data collection, compliance and co,ordination with internal & external auditors. Candidate specs: Must have handled Agri credit clients.Must have handled a team