Zonal Credit Head , South , Education Loan

  • 10-22 yrs
  • Not Disclosed

Job Description

, Develop and manage the educations Loans portfolio for the South Zone through a team of RCM,ACMs heading various states. This includes onboarding, monitoring, management, and recovery loans in the zone., Develop and implement appropriate due diligence processes to ensure that the policy parameters are adhered to by the zonal credit team while onboarding new clients., To understand and evaluate the local best practices in underwriting and monitor and tailor,make processes when necessary., Monitoring legal,technical vendors for the quality of work, turnaround time, etc, and ensure that the organization gets the best out of them., Ensure that the portfolio losses are within the portfolio threshold through following appropriate early warning practices by the team and taking appropriate account,level action when necessary., Hiring, training, and developing a credit team on all parameters of credit analysis, monitoring, account action., Ensure the team and the portfolio is audit compliant and ready at all times.Preferred Profile : , PGDM,MBA,CA graduate with Min 10,12 years of experience in credit underwriting for secured lending., Team handling experience of minimum 5 yrs., Experience in handling south markets preferred., Excellent oral and written communication skills., Exceptional analytical skills, a good understanding of excel and other data analysis tools., Highly professional in working with team members and other stakeholders, Self,motivated, passionate, learning new things, taking initiatives and challenges