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ZestMoney , Assistant Manager , Portfolio Management & Loss Forecasting

  • 1-5 yrs
  • Not Disclosed

Job Description

The role is responsible for strategy development, monitoring and maintenance across the portfolio and building loss forecasts. Responsibilities include understanding and tracking of portfolio performance and making recommendations that improve outcomes and experimenting parallel test to optimise the treatment strategy. Coordinating the production of strategy performance reports and updates for senior management. The role holder will partner closely with Finance, Risk and Data Science team to update the progress made, what actions are in pipeline and formulate deliverables per ZestMoney objectives.Specific Responsibilities Include But Are Not Limited To:1.Development of measurable strategies for risk mitigation which optimise the risk and reward performance through understanding of customer behaviours and impacts to reduce overall risk. 2.Contribute to building forecasts under varied scenarios3.Assist with the delivery of strategy guardrail performance4.Analyse the relative success of the strategy suite and deliver strategy insight, recommending corrective actions as necessary5.Proactively raise self,assessment issues and execute self,assessment of strategy programs to ensure they are delivering expected actions6.Proactively seek opportunities and assume responsibility for prioritisation of own workload7.Test, learn and rapid cycle re,forecasting of strategy 8.Partner with key stakeholders from across the business as required to develo and execute co,ordinated, robust, compliant and coherent treatment strategiesPreferred Qualifications:1+ years' experience in credit risk management roles (preferably consumer loans) in an Indian bank, NBFC, or e,commerce start,up. 2,Past work in credit analytics and loss forecasting is a PLUSRequired skills:1.Strong analytical mind,set and numeric abilities 2.Excellent verbal and written communication skills3.Strong knowledge of credit risk analysis,underwriting principles, methods, and practices4.Proficient with MS Office. Experienced in data analysis tools like SQL,R,Python, Tableau is preferred5.Experience building AI models 6.Ability to approach problems in a quantitative and qualitative manner, attention to details7.Strong collaboration skills, and the ability to build rapport with members of other departments