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True Balance , Head , Loan Business Development & Operations

  • 10-15 yrs
  • Not Disclosed

Job Description

About Balancehero ,Balancehero Korea is a company that developed the True Balance app , a mobile financial platform operated by Balancehero India Pvt. Ltd. based in Gurugram, India. True Balance app provides digital wallet, lending, recharge & utility payments, e,commerce, insurance and cash loans mainly to financially underserved customers in IndiaWe are a compact and fast paced company having a multi,cultural ecosystem. We believe in fun filled work culture.Experience: 10,15yrsResponsibilities:, The incumbent must have experience in conceptualizing and implementing digital lending product ,Liaising with lenders like Banks, NBFCs and credit bureaus etc and managing the business relationship., Responsible for the new initiatives, strategic alliances & partnerships pertaining to lending vertical, Conceptualizing & designing personal loan to Micro SME lending products for merchants by classifying merchants in various segments, understanding their working capital needs and structuring customized products, Managing the loan processing issue arise time to time , Managing the end,to,end loan partnership process handling , Loan business recon with finance and resolve the issue if any with internal team or external partner , Analyzing loan data and trends with a continuous improvement mindset to optimize operations, mitigate operational risk, and achieve business goals ,Collaborating with company's internal teams, customer management, and marketing teams to troubleshoot and optimize performance , Implementation of partnership with vendor for different purposes, Responsible for day to day business ops issues , Managing reporting on all aspects of loan business , Ability to lead a team