STCI Finance , Credit Origination Role

  • 12-20 yrs
  • Not Disclosed

Job Description

Credit Origination Team , Branches : Hyderabad, Bengaluru Mumbai and PuneBusiness Growth:, Identify and acquire new small,mid,large corporate clients in different lending segments within policy guidelines., Meet loan intermediaries,consultancy firms for new business, Explain STCI products, understand customer needs & propose products or lending terms to cater these requirements within policy guidelines.Building & maintaining relationship with clients:, Renewal of existing accounts, Timely resolution of client queries , requirements, Overall contribution in building , maintaining loan book, Planning and completion of periodical inspections of mortgaged properties, Periodical review of Auditors , LEs reports for existing accountsCredit Processing & Execution:, Market intelligence generated for Credit Appraisal, Research input to processing team for Credit Appraisal, Liasoning with clients , advocate , valuers etc. for processing and execution, Vetting of advocates , valuers, LEs reports, Adherence and compliance to Credit policy , manual and management directionsAsset Quality & Recovery:, Timely Collections and Recovery of stressed accounts, Measures initiated for timely collections and payments, Market Intelligence , input provided , steps taken for minimization of slippagesNote :, Please apply for the requirement if you are carrying relevant experience only from PSU or NBFC or a Bank in the areas mentioned above.