CSB Bank , Recovery,Collections Role

  • 3-10 yrs
  • Not Disclosed

Job Description

, To Follow up & recover small ticket NPA accounts , ticket size up to Rs.50.00 Lacs., To achieve the recovery , up,gradation budgets if any allotted to him as part of his , her Key Responsible Area., To monitor retail , small value SMA accounts from migrating to NPA. Contain the SMA portfolio at the targetted levels., Achieve recovery maximization & contain stressed , SMA portfolio of the ARB and in turn of Coimbatore Zone., Liaise with the Branches, NPA Borrowers and various external agencies like valuers, advocates, recovery agents etc., Conduct extensive branch,field visits for recovery maximization , organize Recovery Melas,Camps., Source & submit OTS proposals, communicate sanctions and follow up for closure on due dates., Contact,visit SMA borrowers for recovering the dues,regularisation of accounts., To ensure that appropriate recovery steps like filing of suit in civil court , DRT, SARFAESI action, etc. are initiated in consultation with the Branch Head , Zonal Office , ARD, etc. Assist the Authorised Officers in executing SARFAESI actions,steps., Prepare and submit restructuring proposals in viable cases and ensure implementation., Function as a liaison with the Zonal Office & ARD.HO , Ensure submission of various information,data called for in connection with recovery , various audits etc.