Asset & Liability Manager

Our mission? Creating the finance solution that energizes SMEs and freelancers, so they can achieve more. We simplify everything from everyday banking to bookkeeping and spend management. At Qonto, we’re passionate about creating the best product - with both impact and a great user experience. So if you’re looking for an ambitious team that’s revolutionizing a rather old-fashioned industry, get in touch. You can find out more about the Qonto Way here.

Alexandre and Steve launched Qonto in July 2017. Since then, the team has made great strides:

- Becoming market leader for online SME banking in Europe with 300,000 SME clients

- Getting recognized as one of the Top 10 startups to work for (LinkedIn | Glassdoor)

- Opening offices in Paris, Berlin, Milan, Barcelona and Belgrade

- Recently joining forces with Penta, a market leader, based in Berlin and Belgrade to strengthen our growth

- 900+ happy Qontoers building a finance solution businesses love to use.

Our values:

Ambition | We tackle big challenges. No matter what

Teamwork | We create momentum by working together, at the same speed

Mastery | We pursue excellence through continuous learning. We face challenges with humility. Every day

Integrity | We're open. We're honest. And we earn the trust of our clients and each other

As an Asset and Liability Manager at Qonto, you will report to our VP of Finance, Séverin, and be responsible for optimizing Qonto’s balance sheet, maximizing the net interest margin, and managing the relationship with our strategic banking partners. You will structure our ALM approach by partnering with our internal Risk team.

👩‍💻🧑‍💻 As an Asset Liability Manager at Qonto, you will

• Maximum 5 bullet points to describe all the missions

• Plan the optimal liquidity and funding structure for the long term and optimize Qonto’s balance sheet

• Define and implement our funding, investment, and hedging strategies

• Identify and monitor the indicators relevant to maintaining a balanced balance sheet: regulatory indicators, stress tests, net interest margin sensitivity, net present value, etc.

• Plan and run our ALM committee meetings; you are responsible both behind the scenes and center stage

🤔 What you can expect

• To work closely with Qonto's VP of Finance and the Finance Leadership Team as well as in close collaboration with the Risk & Compliance team

• To be part of our strategy by shaping the development of the ALM and Finance functions in one of the most promising European scale-ups

• To work in a fast-paced environment with a strong focus on quality and continuous learning (click here to know more)

🤝 About your future manager

Your manager will be Séverin, who is our VP of Finance.

• His path? In less than 2 years after his arrival at Qonto as VP of Finance, Séverin led our Series D that valued Qonto more than €4bn and his past M&A skills were decisive in the acquisition of Penta, our N°1 challenger in Germany. After his degree in 2010, Séverin started his career in M&A where he spent 7 years at BNP and Danone. He then decided to join the tech industry at Uber in a business finance role, where he became Head of Finance for the EMEA Ridesharing BU before joining Qonto’s adventure.

• What he can bring to you? For sure, you will be the expert in your field, but Séverin will support structuring the role and help you identify your future key stakeholders at Qonto and from our strategic partners. He will help you on your day-to-day to create your department and develop your team. He will also train you to master commercial and business finance topics.

🏅About You

• Experience: you have a strong Treasury management experience (8+ years) with emphasis on ALM, ideally working for or advising financial institutions, coupled with a solid understanding of European banking regulations

• Self-starter: you take initiative and you are intellectually agile, comfortable with ambiguity, and excel at operating in fast-paced environments

• Mastery: you have strong quantitative and problem-solving skills including model building, and have knowledge of financial asset valuation and modelling (experience with one or more ALM tools is a plus). You know how to use data to build recommendations and strategies

• Communication: you have excellent communication skills, with the capacity or willingness to develop and nurture business relationships with strategic partners [job desc business development]

• Languages: You are fluent in French and English

If you read this far and feel like this could be a great opportunity for you, please don’t self-reject yourself and just hit the button “Apply”!

🎁 Perks

A laptop. An inclusive work environment. A tailor-made career track. And so much more to help you succeed…

Office & Team Life

- A fully-renovated building in the center of Paris with WeWork services

- The latest equipment from Apple

- Monthly team events

- Free coffee and snacks in the kitchen

All our benefits

- A competitive salary package

- Remote Policy: from 2 days per week to Full remote

- 5 to 10 days off in addition to the legal 25 days

- Alan health insurance, Moka Care to take care of your mental health, and Gymlib for sports and wellness activities

- Swile Card for lunch

- An inclusive environment with a focus on parity: 44% of our teams are women

- A progressive parenthood policy as part of our commitment to the Parental Act (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners

- Relocation package and visa sponsorship for international talents (we have 60+ nationalities) including access to Busuu to improve your language skills

- Career tracks and mobility opportunities that can match all expectations

💪 Our hiring process:

- A 60 min video call with one of our Talent Acquisition Managers, to better understand your career plan and answer any questions you may have

- A 60 min video call with your future manager, to be aligned on expectations on both sides and to talk about how you would work together

- A remote exercise to evaluate your skills and give you a taste of what working Qonto could be like

- Video calls or onsite interviews with future team members (optional) to help you understand what working at Qonto is like

- A final video call or onsite interview with the manager of your future Department

We will send you an interview guide so you can best prepare yourself.

On average our process lasts 20 working days and offers usually follow within 48 hours 🤞

Thank you for considering joining Qonto. We cannot wait to learn more about you!

If you want to learn more about us: Challenges | Qonto's Blog | Forbes | Les Échos

Job Type
Full Time
81 days ago

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