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1K Kirana Bazaar , Credit Manager

  • 5-10 yrs
  • Not Disclosed

Job Description

Key Deliverables :, Develop and embed the processes, tools and policies needed to build robust credit strategies that are aligned to the business needs., Define, monitor and manage credit risk policies that take into consideration internal & external environments while supporting business growth in a fast,paced environment, Work with business teams to understand the nuances related to each category,industry, and provide actionable inputs to the modeling team and leverage models effectively as part of credit risk policies, Defining detailed analytic scope and methodology for risk assessment, validating hypothesis, and monitoring business lending credit policies, Enable improvement of underwriting algorithms by introducing category level behaviors and external data sources which can help discriminate behavior better, Manage credit risk outcomes within agreed risk appetite thresholds, Support 1K Capital growth, while managing risk, Hiring and mentoring the team members to deliver the identified projects.Competencies :, Analytical thinking and quantitative aptitude, Demonstrate Analytical thinking, problem,solving attitude and a high level of comfort with numbers., Ability to utilize statistical models to meet business objectives, Fetching and manipulating large data sets using SQL , Hive., Analyzing and visualizing large data sets: R , python.Decision making : , Clearly articulate thinking around any problem and executes on decision making to deliver outcome.Attention to detail : , High attention to detail with commitment to accuracy & completeness.Team and Stakeholder management : , Ability to work successfully with multiple teams and stakeholders, manage disagreements maturely and align stakeholders. , Ability to deliver outcomes through the teamCommunication skills : , Excellent Communication , both verbal and written.Work Experience & Education :, Must have a minimum of 5 years of work experience, preferably in a fast,paced start,up or as an entrepreneur or an NBFC,FinTech or Financial or Analytics organization., Must be a CA, CFA, MBA degree in Finance from a top,tier institute., Experience working in the lending industry with demonstrable experience in credit risk policies within different banks , financial services., Experience in underwriting using alternate data is preferred.